Tax-deferred Growth

Your premiums grow between a cap of 9% and a floor of 0% yearly with an average rate of 6-8%. This means you never lose money and lock in gains every year. Did I mention it’s all tax-free?

6.55% average annual return
5.40% average annual return
  • Annual returns with growth of 9% and floor of 0%
  • Annual market returns

Emergency cash for illness & disability

What will happen to your family and finances if you get severely sick injured?

Take out cash in a health emergency to pay for living expenses such as:

  • Rent
  • Food
  • Out of pocket medical experiences
  • Transportation